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We practice responsible lending
Our loans panel grants loans based on strict compliance criteria and in accordance with NCA regulations
To qualify for payday loans through our website, you must meet the following criteria:
- Be over 18 years of age
- SA resident and citizen
- In permanent employment
- Earn a monthly income of R5,000 or more
- Not currently under debt review
- Agree to a credit check
Legal
According to the Consumer Protection Act 68 of 2008, we advise our audience about the Do Not Contact Me Database (DMA). You can register on the national opt out database here to add your details to the Do Not Contact Me list.
* You will not be contacted by members of the DMA (Direct Marketing Association of Southern Africa) when you register to be in this database.
Typical example of a loan
* The information provided is for the purpose of providing an example of the rates and terms
If you borrow R10,000 over 12 months at a fixed rate of 29% per annum, with an admin fee of R58.50 per month plus an initiation fee of R1,169 the charges would amount to a representative rate of 68% APR. The total amount repayable on your loan would be R14,771.
It is important to note that Cash Loans is not a lender. We act as an online loan comparison Broker that works with a number of NCR licensed Direct Lenders in South Africa. Our services FREE and come with no obligation. Rates charged by our loan panel starts as low as 20% APR. The APR on your loan will be based on your credit profile and personal circumstances. Typical Loan repayment terms range from 3 to 60 months. Some Direct Lenders that we work with may add an initiation fee to your loan amount, but never before you receive your loan.